May 9, 2022
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It’s no secret that the world of finance is lucrative and responsible for creating many millionaires and billionaires. The financial industry yields thousands of products and services that millions of people use worldwide. You probably use some of these products, including bank accounts, investments, credit cards, and loans. The institutions that many individuals deal with are commonly a result of recommendations from family and friends. Companies also spend billions on marketing to attract/retain customers, increase brand awareness, and differentiate themselves. In this post, we’ll review the best financial affiliate programs.
Can you make money with financial affiliate programs? Yes, you can. Many financial companies offer high-paying affiliate programs for leads, new customers, and sales. Also, the financial niche is one of the most profitable affiliate categories alongside ecommerce and marketing apps. For instance, a commission rate of $100, or more, is commonplace.
Best Financial Affiliate Programs
While some bloggers provide incomplete lists of around ten to fifteen programs, I’ll provide you with a robust selection of reputable merchants to maximize your options and income prospects. That’s how you will succeed, right? (The answer is yes.)
I’ve mostly listed companies that are on trustworthy affiliate networks with efficient payment processing and earnings per click (EPC) data. Impact and FlexOffers lead the way with the best opportunities. ShareASale and CJ Affiliate are next in line. Separately, I have you covered if you want to promote the best cryptocurrency and credit card affiliate programs.
| Affiliate Network | Merchant Listings |
| Impact | 256 programs |
| FlexOffers | 245 programs |
| CJ Affiliate | 123 programs |
| ShareASale | 81 programs |
| Rakuten Advertising | 38 programs |
Investment Affiliate Programs
Acorns
Acorns is a financial app that helps people save, invest, and earn. It offers investment, banking, and reward products. Acorns pays an affiliate commission of up to $12 per lead. Learn more and join the Acorns affiliate program.
- Commission rate: Up to $12
- Cookie duration: 30 days
- Affiliate software/network: FlexOffers and Impact
Betterment
Betterment is an automated investing service for customers who want a better way to manage their money. It helps people reach their financial goals through efficient, low-cost, and proven investing principles and products. Betterment pays an affiliate commission of up to $900 per funded account. Learn more and join the Betterment affiliate program.
- Commission rate: Up to $900
- Cookie duration: 30 days
- Affiliate software/network: Impact
M1 Finance
M1 Finance offers a unique combination of automated investing with a high level of customization, allowing clients to create portfolios tailored to their exact needs. M1 Finance pays an affiliate commission of $100 per funded account. Learn more and join the M1 Finance affiliate program.
- Commission rate: $100
- Cookie duration: 30 days
- Affiliate software/network: Impact
Personal Capital
Personal Capital is a robo-advisor offering many financial services and free tools for investors. Personal Capital pays an affiliate commission of $100 per funded account. Learn more and join the Personal Capital affiliate program.
- Commission rate: $100
- Cookie duration: 30 days
- Affiliate software/network: Impact
Questrade
Questrade is an established Canadian online brokerage that provides low-cost solutions for self-directed investors, active traders, and managed clients. Questrade pays a one-time affiliate commission of $70 per funded account or a recurring commission of 7.5 percent on trades. Learn more and join the Questrade affiliate program.
- Commission rate: $70 one-time or 7.5% recurring
- Cookie duration: 60 days
- Affiliate software/network: Post Affiliate Pro
Wealthsimple
Wealthsimple combines investing, commission-free, trading, money transfers, cryptos, and other financial products/services in one app. Wealthsimple pays an affiliate commission of up to $50 per funded account. Learn more and join the Wealthsimple affiliate program.
- Commission rate: Up to $50
- Cookie duration: 45 days
- Affiliate software/network: Impact
Trading Affiliate Programs
Eightcap
Eightcap offers trading of 1,000+ financial instruments and securities, including 250+ cryptos, forex, indices, commodities, shares, and derivatives. Also, it uses MT4 and MT5 trading software. Eightcap pays a one-time commission of up to $900 per active client and rebates up to $6 per lot. Learn more and join the Eightcap affiliate program.
- Commission rate: Up to $900 CPA and up to $6 per lot
- Payment type: Cash
- Affiliate software/network: Cellxpert
eToro
eToro is a social trading and multi-asset brokerage company that focuses on providing financial and copy trading services. eToro pays an affiliate commission of $200 per lead. Learn more and join the eToro affiliate program.
- Commission rate: $200
- Cookie duration: 45 days
- Affiliate software/network: CJ Affiliate and in-house
TradeStation
TradeStation is a discount brokerage offering low-cost stock, ETF, options, and more. TradeStation pays an affiliate commission of $50 per funded account. Learn more and join the TradeStation affiliate program.
- Commission rate: $50
- Cookie duration: 30 days
- Affiliate software/network: Impact
Ally Invest
Ally Invest is a leading discount broker. Customers can buy stocks, ETFs, options, and more. Ally Invest pays an affiliate commission of $25 per lead. Learn more and join the Ally Invest affiliate program.
- Commission rate: $25
- Cookie duration: 45 days
- Affiliate software/network: CJ Affiliate
Money Transfer Affiliate Programs
Wise
Wise enables people to send and receive money–internationally and locally–at mid-market exchange rates and low fees. All costs are known upfront. Wise pays an affiliate commission of £10+ on the first money transfer. Learn more and join the Wise affiliate program.
- Commission rate: Starts at £10
- Cookie duration: Lifetime
- Affiliate software/network: Partnerize
Remitly
Remitly is an online and mobile payment service company that provides international money transfers. It focuses on remittance activities. Remitly pays an affiliate commission of up to $20 on the first money transfer. Learn more and join the Remitly affiliate program.
- Commission rate: Up to $20
- Cookie duration: 30 days
- Affiliate software/network: Impact
Bank Affiliate Programs
Novo
Novo is a powerful and simple small business checking platform with no hidden fees. Also, it integrates with many small business tools, including Stripe, Shopify, Square, and Quickbooks. Novo is powered by its bank sponsor Middlesex Federal Savings F.A. Novo pays an affiliate commission of $50 per funded account. Learn more and join the Novo affiliate program.
- Commission rate: $50
- Cookie duration: 30 days
- Affiliate software/network: Impact
Chime
Chime offers mobile and online financial services with a mobile-first approach for people on the go. Chime pays an affiliate commission of $10 per lead. Learn more and join the Chime affiliate program.
- Commission rate: $10
- Cookie duration: 24 hours
- Affiliate software/network: CJ Affiliate
CIT Bank
CIT Bank is an online-only bank offering highly competitive savings products. CIT Bank pays an affiliate commission of $100 per lead. Learn more and join the CIT Bank affiliate program.
- Commission rate: $100
- Cookie duration: 30 days
- Affiliate software/network: CJ Affiliate
Credit Affiliate Programs
Credit Sesame
Credit Sesame is the only service that helps consumers achieve financial wellness by helping them manage and grow their credit and cash in one place for free. Learn more and join the Credit Sesame affiliate program.
- Commission rate: Unknown
- Cookie duration: Unknown
- Affiliate software/network: HasOffers
Credit Karma
Credit Karma offers financial tools and resources, including free credit scores, identity monitoring, credit card recommendations, loan advice (car, home, and personal), and savings accounts. Credit Karma pays an affiliate commission of $3 per registration. Learn more and join the Credit Karma affiliate program.
- Commission rate: $3
- Cookie duration: 30 days
- Affiliate software/network: Impact
MyFICO
MyFICO is the official consumer division of FICO, the company that invented the FICO credit score. It offers credit reports, scores, and financial tips to consumers. MyFICO pays an affiliate commission of $5 per sale or lead. Learn more and join the MyFICO affiliate program.
- Commission rate: $5
- Cookie duration: 30 days
- Affiliate software/network: ShareASale
TransUnion
TransUnion provides credit reports, scores, analyses, and unbiased content to improve people’s lives. TransUnion pays an affiliate commission of up to $60 per sale. Learn more and join the TransUnion affiliate program.
- Commission rate: Up to $60
- Cookie duration: 30 days
- Affiliate software/network: Impact
Insurance Affiliate Programs
Aflac
Aflac provides supplemental insurance to help pay out-of-pocket expenses your major medical insurance doesn’t cover. It sells accident, dental, vision, and disability insurance. Aflac pays an affiliate commission of $16 per lead. Learn more and join the Aflac affiliate program.
- Commission rate: $16
- Cookie duration: 30 days
- Affiliate software/network: CJ Affiliate
Allianz Care
Allianz Care is one of the leading providers of international health insurance in the world. Allianz Care pays an affiliate commission of up to €20 per sale or lead. Learn more and join the Allianz Care affiliate program.
- Commission rate: Up to 20 EUR
- Cookie duration: 30 days
- Affiliate software/network: CJ Affiliate
CoverWallet
CoverWallet offers Insurance to companies of all sizes tailoring coverage to the specific requirements of each client. CoverWallet pays an affiliate commission of $30 per lead. Learn more and join the CoverWallet affiliate program.
- Commission rate: $30
- Cookie duration: 30 days
- Affiliate software/network: CJ Affiliate
Hippo
Hippo offers intuitive and proactive home insurance by taking a smarter, tech-driven approach. Hippo pays an affiliate commission of $5 per lead. Learn more and join the Hippo affiliate program.
- Commission rate: $5
- Cookie duration: 90 days
- Affiliate software/network: ShareASale
Lemonade
Lemonade offers renters, homeowners, and pet owners affordable insurance, powered by tech and driven by social good. Lemonade pays an affiliate commission of $25.50 per quote/lead. Learn more and join the Lemonade affiliate program.
- Commission rate: $25.50
- Cookie duration: 30 days
- Affiliate software/network: Impact
Loan/Lending Affiliate Programs
Credible
Credible empowers consumers by bringing transparency and simplicity to the process of borrowing and refinancing debt. Credible pays an affiliate commission of up to $200 per lead. Learn more and join the Credible affiliate program.
- Commission rate: Up to $200
- Cookie duration: 45 days
- Affiliate software/network: CJ Affiliate
LendingTree
LendingTree is an online loan marketplace with a robust network of lenders. It provides a way for consumers to connect with multiple lenders for a number of financial borrowing needs. LendingTree pays an affiliate commission of $25 per lead. Learn more and join the LendingTree affiliate program.
- Commission rate: $25
- Cookie duration: 14 days
- Affiliate software/network: CJ Affiliate
Nav uses real business data to quickly match small businesses with the best loans and credit cards. Nav pays an affiliate commission of up to $40 per approved loan. Learn more and join the Nav affiliate program.
- Commission rate: Up to $40
- Cookie duration: 30 days
- Affiliate software/network: Impact
Payoff
Payoff offers loans to customers for paying off their credit card debt. Payoff pays an affiliate commission of up to $150 per approved loan. Learn more and join the Payoff affiliate program.
- Commission rate: Up to $150
- Cookie duration: 30 days
- Affiliate software/network: CJ Affiliate
SoFi
SoFi is a new kind of finance company taking a radical approach to lending and wealth management. It offers various financial products, including loans, investments, crypto trading, insurance, and more. SoFi pays an affiliate commission of up to $150 per lead. Learn more and join the SoFi affiliate program.
- Commission rate: Up to $150
- Cookie duration: 30 days
- Affiliate software/network: Impact
Other Financial Programs
YNAB
You Need A Budget (YNAB) is an award-winning personal finance software and proven method to gain total control of your money. YNAB pays an affiliate commission of $6 per lead. Learn more and join the YNAB affiliate program.
- Commission rate: $6
- Cookie duration: 30 days
- Affiliate software/network: Impact
SmartAsset
SmartAsset is a consumer-focused financial platform with information and advice that powers SmartAdvisor, a national marketplace connecting consumers to financial advisors. SmartAsset pays an affiliate commission of $70 per lead. Learn more and join the SmartAsset affiliate program.
- Commission rate: $70
- Cookie duration: 7 days
- Affiliate software/network: CJ Affiliate
Your Next Move
From banks to investments and from money transfer to insurance, many options are available to affiliates who want to promote financial services. So, consider what merchants and products you want to promote to your audience. It will also help if you market those products you like and use. Case in point, I promote Wise on my tools and resources page.
Financial tech companies (fintechs) have made the landscape more exciting and competitive. Fintechs leverage the internet and technology to create innovative cost-saving solutions. Millions of people are gravitating to fintechs from legacy banks and financial companies. For example, Remitly and Robinhood have quickly attracted millions of customers. They, and many other fintechs, have affiliate programs.
You can also promote financial literacy through courses and books. Online education is a multibillion-dollar industry with many e-learning companies offering courses in financial planning, budgeting, saving, investing, and so on. Many of these same companies have rewarding affiliate programs, for example, Coursera and Skillshare. If you want to recommend books, Amazon has an affiliate program.
Since financial products impact the lives of almost everyone, you don’t need to be a financial expert or limit your content. For instance, a travel blogger could write about travel credit cards, whereas a YouTuber might discuss the products she uses to save money. Thus, promoting financial services and products is as relevant as you want them to be for your readers and viewers.
Disclosures and transparency are especially critical in the financial industry. The Securities and Exchange Commission (SEC) and the Federal Trade Commission (FTC) pay close attention to advertisers and affiliates. The FTC has a guide for best practices and recommendations. For instance, affiliates should include #Ad, #EarnedCommission, or #SponsoredPost when posting affiliate links on social media sites.
