March 1, 2023
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It’s no secret the financial industry is lucrative and responsible for creating many millionaires and billionaires. The financial industry yields thousands of products and services that millions use worldwide. You probably use some of these products, including bank accounts, investments, credit cards, and loans.
Family and friends often make recommendations on businesses to deal consider. However, companies spend billions on marketing to attract/retain customers, increase brand awareness, and differentiate themselves. In this post, we’ll review the best financial affiliate programs.
Best Financial Affiliate Programs
While some bloggers provide incomplete lists of around ten to fifteen programs, I’ll give you a robust selection of reputable merchants to maximize your options and income prospects. That’s how you will succeed.
I’ve mainly listed companies on trustworthy affiliate networks with efficient payment processing and earnings per click (EPC) data. Impact and Fintel Connect lead the way with the best opportunities. ShareASale and CJ Affiliate are next in line. Separately, I have you covered if you want to promote the best cryptocurrency affiliate programs.
| Affiliate Network | Merchant Listings |
| Impact | 256 programs |
| FlexOffers | 245 programs |
| CJ Affiliate | 123 programs |
| ShareASale | 81 programs |
| Rakuten Advertising | 38 programs |
Financial Affiliate Networks
Fintel Connect
Financial partnerships start with Fintel Connect. Partner with leading banks, fintechs, investment apps, credit card providers, and more in the US and Canada through their award-winning platform. Learn more and join the Fintel Connect affiliate network.
- Commission rate: Up to $1,000
- Cookie duration: Average of 30 days
- Programs in the network: 75+
Investment Affiliate Programs
Acorns
Acorns is a financial and investment app that helps people save, invest, and earn. It allows customers to automatically invest in low-cost, diversified ETF portfolios from Vanguard and BlackRock. Additionally, Acorn targets tech-savvy 20 and 30-somethings who are financially aware.
The Acorns affiliate program pays an affiliate commission of up to $60 upon referral deposit.
- Commission rate: Up to $60
- Cookie duration: 30 days
- Affiliate software/network: Impact
Betterment
Betterment is an automated investing service for customers who want a better way to manage their money. It helps people reach their financial goals through efficient, low-cost, proven investing principles and products. It also offers cash management and financial planning services.
The Betterment affiliate program pays an affiliate commission of up to $900 per funded account.
- Commission rate: Up to $900
- Cookie duration: 30 days
- Affiliate software/network: Impact
M1 Finance
M1 Finance offers a unique combination of automated investing and customization, allowing clients to create portfolios tailored to their needs. As a “Super App,” users can access loans, checking accounts, and credit cards.
The M1 Finance affiliate program pays an affiliate commission of $100 per funded account.
- Commission rate: $100
- Cookie duration: 30 days
- Affiliate software/network: Impact
Personal Capital
Personal Capital is a robo-advisor and wealth manager offering financial services and free tools for investors, including cash management, net worth calculators, savings planners, fee analyzers, and retirement apps.
The Personal Capital affiliate program pays an affiliate commission of $100 per funded account.
- Commission rate: $100
- Cookie duration: 30 days
- Affiliate software/network: Impact
Questrade
Questrade is a top-rated Canadian online brokerage providing low-cost financial services and products for self-directed investors, active traders, and managed clients. Also, Questwealth portfolios offer diversified low-fee portfolios managed by experts to reach your goals faster.
The Questrade affiliate program pays an affiliate commission of $70 per funded account.
- Commission rate: $70
- Cookie duration: 60 days
- Affiliate software/network: Post Affiliate Pro
Wealthsimple
Wealthsimple combines investing, commission-free trading, money transfers, cryptos, and other financial products/services in one app. Customers can also automate their investment activities and speak to portfolio managers anytime.
The Wealthsimple affiliate program pays an affiliate commission of up to $50 per funded account.
- Commission rate: Up to $50
- Cookie duration: 45 days
- Affiliate software/network: Impact
Trading Affiliate Programs
Eightcap
Eightcap offers trading of 1,000+ financial instruments and securities, including 250+ cryptos, forex, indices, commodities, shares, and derivatives. It also provides MT4 and MT5 software to support trading with multiple tools, including Capitalise.ai, Cryptocrusher, Amazing Trader, and Forex VPS.
The Eightcap affiliate program pays one-time commissions of up to $900 for active clients or rebates of up to $6 per lot.
- Commission rate: Up to $900 CPA or up to $6 per lot
- Payment type: Cash
- Affiliate software/network: Cellxpert
Ally Invest
Ally Invest is a leading discount broker for self-directed investors. Customers can buy stocks, ETFs, options, bonds, and mutual funds at a low price or commission-free price. In addition, active traders can access charts, watchlists, research reports, and more.
Ally Invest pays an affiliate commission of $25 per lead. Learn more and join the Ally Invest affiliate program.
- Commission rate: $25
- Cookie duration: 45 days
- Affiliate software/network: CJ Affiliate
Money Transfer Affiliate Programs
Wise
Wise is an innovative financial services company enabling people to send, receive, hold, and spend money–internationally and locally–at mid-market exchange rates and low fees. All costs are known upfront, and customers can get bank account details for multiple countries and currencies, including the United States, Canada, and European Union.
The Wise affiliate program pays an affiliate commission of £10+ on the first money transfer.
- Commission rate: Starts at £10
- Cookie duration: Lifetime
- Affiliate software/network: Partnerize
Bank Affiliate Programs
Novo
Novo is a powerful, straightforward small business checking platform with no hidden fees. Also, it integrates with many small business tools, including Stripe, Shopify, Square, and Quickbooks. Novo is backed by its bank sponsor Middlesex Federal Savings F.A.
The Novo affiliate program pays an affiliate commission of $50 per funded account.
- Commission rate: $50
- Cookie duration: 30 days
- Affiliate software/network: Impact
Albert
Albert combines banking, savings, investing, and budgeting, working seamlessly with their team of financial experts – the Geniuses – who provide high-quality financial advice for all.
The Albert affiliate program pays an affiliate commission of $20 per enrollment.
- Commission rate: $20
- Cookie duration: 30 days
- Affiliate software/network: Impact
Chime
Chime offers mobile and online financial services with a mobile-first approach for people on the go. Also, it has no monthly fees, fee-free overdrafts, credit builder cards, high-yield savings accounts, early payment direct deposit, and money transfer services.
Chime pays an affiliate commission of $10 per lead. Learn more and join the Chime affiliate program.
- Commission rate: $10
- Cookie duration: 24 hours
- Affiliate software/network: Impact and CJ Affiliate
CIT Bank
CIT Bank has services for individual, business, and commercial clients. For example, its bank and loan products include savings accounts, money market, certificate of deposit, checking, and mortgages.
The CIT Bank affiliate program pays an affiliate commission of $75 per lead.
- Commission rate: $75
- Cookie duration: 30 days
- Affiliate software/network: CJ Affiliate
Credit Affiliate Programs
American Express Canada
American Express (AMEX) is a diversified worldwide travel and financial services company. It is a global leader in charge and credit cards, travelers’ cheques, travel, financial planning, investment products, insurance, accounting, and international banking. American Express began in Canada in 1853, opening offices in Toronto and Hamilton. Today, it’s a leading provider of travel-related services in Canada.
The Amex affiliate program pays an affiliate commission of up to $350 per credit card approval.
- Commission rate: Up to $350
- Cookie duration: 7 days
- Affiliate software/network: CJ Affiliate
Credit Sesame
Credit Sesame helps consumers achieve financial wellness by allowing them to manage and grow their credit and cash in one place. Along with being a comparison site, Credit Sesame offers free credit scoring, monitoring, reporting, and building products.
The Credit Sesame affiliate program pays an affiliate commission of up to $6 per lead.
- Commission rate: Up to $6
- Cookie duration: 30 days
- Affiliate software/network: Tune
Credit Karma
Credit Karma offers financial tools and resources, including free credit scores, identity monitoring, credit card recommendations, loan advice (for car, home, and personal items), and savings accounts. It’s also a top-rated site for product and service comparisons.
The Credit Karma affiliate program pays an affiliate commission of $3 per registration.
- Commission rate: $3
- Cookie duration: 30 days
- Affiliate software/network: Impact
Experian
Experian offers consumer and business credit reporting and marketing services. It provides online consumer credit reports and scores, identity protection, credit cards and loans, assistance, and more.
The Experian affiliate program pays an affiliate commission of up to $30 per sale.
- Commission rate: Up to $30
- Cookie duration: 10 days
- Affiliate software/network: CJ Affiliate
MyFICO
MyFICO, the official consumer division of FICO, invented the FICO credit score. It offers financial tips, credit scores, and reports from the top three bureaus, including Experian, TransUnion, and Equifax.
The MyFICO affiliate program pays an affiliate commission of $5 per sale or lead.
- Commission rate: $5
- Cookie duration: 30 days
- Affiliate software/network: ShareASale
TransUnion
TransUnion provides credit reports, scores, analyses, and unbiased content to improve people’s lives. Its premium and free products include credit monitoring and protection, score simulators, fraud alerts, dispute resolution, and identity protection.
The TransUnion affiliate program pays an affiliate commission of up to $60 per sale.
- Commission rate: Up to $60
- Cookie duration: 30 days
- Affiliate software/network: Impact
USAA
Since 1922, USAA has served the military community and their families. USAA offers insurance, banking, investment, retirement, and real estate products and services. Also, it offers rewards, cashback, and low-rate cards.
The USAA affiliate program pays an affiliate commission of up to $36 per account approval.
- Commission rate: Up to $36
- Cookie duration: 30 days
- Affiliate software/network: CJ Affiliate
Insurance Affiliate Programs
Aflac
Aflac provides supplemental insurance to help pay out-of-pocket expenses your medical insurance doesn’t cover. It sells life, accident, dental, vision, critical, disability, hospital, and pet insurance for individuals, families, and business owners.
The Aflac affiliate program pays an affiliate commission of $16 per lead.
- Commission rate: $16
- Cookie duration: 30 days
- Affiliate software/network: CJ Affiliate
Allianz Care
Allianz Care is one of the world’s leading international health insurance providers. Its personal and business products include healthcare plans, critical illness insurance, ex-pat assistance, travel security services, and disability coverage.
The Allianz Care affiliate program pays an affiliate commission of up to €20 per sale or lead.
- Commission rate: Up to 20 EUR
- Cookie duration: 30 days
- Affiliate software/network: CJ Affiliate
CoverWallet
CoverWallet offers business insurance to companies of all sizes and tailors coverage to each client’s specific requirements. Business owners can apply for general liability, workers’ compensation, commercial auto, medical malpractice, and more.
The CoverWallet affiliate program pays an affiliate commission of $30 per lead.
- Commission rate: $30
- Cookie duration: 30 days
- Affiliate software/network: CJ Affiliate
Lemonade
Lemonade offers renters, homeowners, and car and pet owners affordable insurance powered by tech and driven by social good. Additionally, users can compare shops and switch to save money.
The Lemonade affiliate program pays an affiliate commission of $20 per quote/lead.
- Commission rate: $20
- Cookie duration: 30 days
- Affiliate software/network: Impact
Loan/Lending Affiliate Programs
LendingTree
LendingTree is an online loan marketplace with an expansive network of lenders. It allows consumers to connect with multiple loan companies for several financial needs, including personal loans, home purchases, insurance, student debts, refinancing, debt consolidation, and more.
The LendingTree affiliate program pays an affiliate commission of $25 per lead.
- Commission rate: $25
- Cookie duration: 14 days
- Affiliate software/network: CJ Affiliate
Nav simplifies business financing by matching companies with the best loans, credit cards, and financial products. For example, it helps find solutions for SBA loans, bank loans, equipment financing, startup loans, checking accounts, insurance, and business formation services.
The Nav affiliate program pays an affiliate commission of up to $40 per approved loan.
- Commission rate: Up to $40
- Cookie duration: 30 days
- Affiliate software/network: Impact
Other Financial Programs
YNAB
You Need A Budget (YNAB) is an award-winning personal finance software and a proven method to gain total control of your money. Specifically, YNAB will help you organize your finances, demolish your debt, save piles of cash, and reach your financial goals faster.
The YNAB affiliate program pays an affiliate commission of $6 per lead.
- Commission rate: $6
- Cookie duration: 30 days
- Affiliate software/network: Impact
SmartAsset
SmartAsset is a consumer-focused financial platform with information and advice that powers SmartAdvisor, a national marketplace connecting consumers to financial advisors.
The SmartAsset affiliate program pays an affiliate commission of $70 per lead.
- Commission rate: $70
- Cookie duration: 7 days
- Affiliate software/network: CJ Affiliate
Your Next Move
Can you make money with financial affiliate programs? Yes, you can. Many financial companies offer high-paying affiliate programs for leads, new customers, and sales. Also, the financial niche is among the most profitable affiliate marketing categories alongside e-commerce and digital marketing apps. For instance, a commission rate of $100, or more, is commonplace.
Many options are available for affiliates who want to promote financial services, from banks to investments and money transfers to insurance. But, of course, it will also help if you market those products you like and use. Case in point, I promote Wise on my tools and resources page.
Financial tech companies (fintechs) have made the landscape more exciting and competitive. These companies leverage the internet and technology to create innovative cost-saving solutions. As a result, millions of people gravitate to fintechs from legacy banks and financial companies. For example, Remitly and Novo have quickly attracted millions of customers. They, and many other fintechs, have affiliate programs.
You can also promote financial literacy through courses and books. Online education is a multibillion-dollar industry, with many e-learning companies offering courses in financial planning, budgeting, saving, investing, etc. Many of these companies have rewarding affiliate programs, such as Coursera and Skillshare. If you want to recommend books, Amazon has an affiliate program.
Since financial products impact the lives of almost everyone, you don’t need to be a financial expert or limit your content. For instance, a travel blogger can write about travel credit cards, whereas a YouTuber might discuss the products she uses to save money. Thus, promoting financial services and products is as relevant as you want them for your readers and viewers.
Affiliate marketing disclosures and transparency are especially critical in the financial industry. As a result, the Securities and Exchange Commission (SEC) and the Federal Trade Commission (FTC) pay close attention to advertisers and affiliates. Additionally, the FTC has a guide for best practices and recommendations. For instance, affiliates should include #Ad, #EarnedCommission, or #SponsoredPost when posting affiliate links on social media sites.
