Bunq makes money through plan subscription fees. It shares revenues or collects fees through third-party product and service arrangements, for instance, its partnership with TransferWise to offer money transfer services. It makes money from card top-ups, deposits, withdrawals, additional accounts, safekeeping, and card issuance. It charges business customers various fees that may not apply to individuals. Click here for Bunq’s fees.
Revolut makes money through plan subscriptions and insurance premiums. It shares revenues or collects fees through third-party product and service arrangements; for example, customers can earn cash rewards through purchases at select partners (Revolut Perks).