Before financial technology start-ups became all the rage, there was Wise. In 2011, Wise launched to disrupt the money transfer sector, which it has. It enables people to send and receive money–internationally and locally–at mid-market exchange rates and low fees. All costs are known upfront and guaranteed (up to 48 hours). By contrast, many money transfer companies and banks markup exchange rates and charge high fees. Some even hide their pricing details in their terms and conditions.
Wise customers can hold 40+ currencies and get bank account details for the US, UK, Eurozone, Australia, and New Zealand through a “borderless” multi-currency account. A debit Mastercard is also available in some regions.
Trading commissions have long been a reliable source of revenue for established financial institutions, such as Fidelity Investments, Charles Schwab, and TD Ameritrade. Discount and online brokerages sought lower fees, but investors still had to pay to trade. In 2013, Robinhood launched a commission-free investment app to disrupt the US investing sector.
Robinhood provides access to stocks, funds, options, cryptos, and cash management services. Its premium plan offers professional research reports, margin trading, level II market data, and other benefits. Robinhood has web and mobile apps for Apple and Android users.
In the e-learning space, there are three types of teachers, i.e., academics, professionals, and a mix of both. Academics teach on websites such as Coursera, edX, and Udacity. Professionals teach on platforms like Skillshare, Udemy, and Pluralsight. Professionals with robust academic backgrounds can show up anywhere.
Skillshare is an online learning community with thousands of classes for curious people. Millions of members come together to find inspiration and take the next steps in their creative journeys. Skillshare teachers are working professionals, experts, and subject matter enthusiasts. Top teachers earn six-figures plus annually. Creative, business, technology, and lifestyle are the four main course categories.
Ikea is a Swedish multinational conglomerate that designs and sells ready-to-assemble furniture, kitchen appliances, home accessories, and decor. It’s one of the largest furniture retailers globally.
Ikea has “a passion for life at home.” Its culture is built upon enthusiasm, togetherness, and efficiency. The company employs optimists who are continually looking for new and better ways to do things. Their vision is to create a better everyday life for their customers, suppliers, and employees.